Penyelesaian Kredit Macet Dengan Jaminan Fidusia

Abstract

This research was carried out aiming to find out the mechanism for the settlement of bad credit with fiduciary guarantees at PT Pegadaian Sidenreng Rappang Branch and to find out the obstacles that occur in efforts to settle bad loans with fiduciary guarantees at PT. Sidenreng Rappang Pawnshop. The type of research in this research is normative-empirical. The results of the study show that the mechanism for resolving bad loans using fiduciary guarantees begins with persuasive actions and obstacles that arise in resolving bad loans with fiduciary guarantees are the lack of honesty from debtors in conveying information and customers who try to obstruct the execution of collateral and customers who transfer third party collateral.